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American Incomes: Demographics of Who Has Money - download pdf or read online

By New Strategist Press

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Hispanic couples have low incomes because they are less likely to be dual-earners than either whites or blacks and because many Hispanics are recent immigrants with little earning power. ■ The gap between the incomes of married couples and other household types may shrink as dual-income baby-boom couples retire and their incomes drop. 3 Note: Asians are those identifying themselves as being of the race alone and those identifying themselves as being of the race in combination with one or more other races.

The median household income of Hispanics is slightly higher, at $35,967. Asian households have the highest incomes by far, with a median of $61,048 in 2005—well above the $50,784 median of nonHispanic whites. Demographics are behind the income differences by race and Hispanic origin. Black households are less likely to be headed by married couples, the most affluent household type. Asian householders are the best educated, which boosts their incomes. Although household incomes fell between 2000 and 2005, they are still above their 1990 and 1980 levels regardless of race or Hispanic origin.

Thirty-six percent of households with at least two earners are in the top income quintile versus just 11 percent of households with one earner. The Current Population Survey provides race and Hispanic origin data for the millions of households (now one in six) with annual incomes above $100,000. Households headed by Asians are most likely to have incomes above this level, in part because of their high educational level and the above-average number of earners per Asian household. Households headed by blacks or Hispanics are least likely to have incomes above $100,000 because of their lower educational level and fewer earners per household.

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